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Over 50's Savings Accounts


What are Over 50s Accounts?

  • An Over 50s account is similar to other types of savings account but may have additional features such as bonus interest for low levels of withdrawals.
  • Like other accounts, interest may be fixed or variable, and the account may be on a notice or no-notice basis.

Who are they Suitable For?

  • Anyone over 50 who wants to save regularly and gain interest on their savings in a risk-free environment.

What to Look Out For

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  • Some accounts are open only to people over higher ages eg 55 or 60.
  • It’s worth looking at generally available accounts as some of these can give you a better deal on interest and still allow you to get the benefits you want.
  • Over 50’s accounts are just like other forms of saving so you need to be aware of the following areas:
  • Is the interest rate competitive?
  • Is there a bonus included in the advertised interest rate?
  • Is there a notice period required for withdrawals?

Take a look at our guide on Things to Watch Out For for savings for some more details on these areas.

What to do next

Get a feel for the Key Factors to Consider when choosing a savings plan, so you can go in knowing what you’re looking for.

Then compare over 50's savings accounts to find the best deals around with our best buy tables or product searches.

Moneyfacts.co.uk has also put together a range of savings guides if you are looking around for other types of savings plan.

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