From flexible mortgages to fixed rate mortgages, our best buys will help you compare all types of mortgages to find the right mortgage for you.
| Company |
Rate
 |
Mortgage Type |
Period
|
Max LTV |
Fee
|
Redemption | |
|---|---|---|---|---|---|---|---|
| Chelsea BS | 6.89% | Fixed | to 1.6.10 | 75% | 1.00% | To 1.6.10 |  |
| Heritable Bank | 6.79% | Fixed | to 1.6.10 | 75% | 1.50% | To 1.6.10 | |
| Standard Life Bank | 6.37% | Fixed | to 26.7.11 | 75% | £1,999 | To 26.7.11 | |
| Bristol & West Mortgages | 6.75% | Fixed | to 31.5.11 | 75% | 1.00% | To 31.5.11 | |
| Bank of Ireland Mortgages | 6.99% | Fixed | to 31.7.13 | 85% | 1.00% | To 31.7.13 | |
| Chelsea BS | 6.99% | Variable | 5 years | 75% | 2.00% | Interest to e.o.m | |
Product Guide
Self Certification Mortgages
Self-certification mortgages are available for clients who cannot verify their income as it may come from a number of sources, or they may not have been trading for long enough to have the required number of years accounts, or they may have a low basic salary but achieve bonus or commission payments or a regular second income. The lender will ask for details of the borrower's income, but they will not require to see proof of total earnings.
Related Links
Still confused by mortgages? Our mortgage guide can help by taking you through different types of mortgage and their features and benefits.
If you are having problems getting a mortgage due to bad credit history, our mortgage search can help by searching the market for you.
