| Company | Rate |
Min/Max Loan
 | Open to |
Repayment Period
 | |
|---|
| Bank of Ireland (NI) | 1.0%/2.0% ABR | No minimum - £15K | Medical & Dental trainees. | Up to 5 years, repayments deferred until first job commences. |  |
| Bank of Ireland (NI) | 2.0% ABR | Negotiable | Trainee Accountants. | Up to 4 years, repayments deferred for up to 12 months. |  |
| Bank of Ireland (NI) | 2.0% ABR | £500 - £25K | BOI Graduate Current Account customers. | Option of 2 payment free months each year. |  |
| Bank of Ireland (NI) | 8.0% APR Fixed | £500 - £25K | BOI Graduate Current Account customers. | Option of 2 payment free months each year. |  |
| Bank of Ireland (NI) | 2.0% ABR | No minimum - £5K | Pharmaceutical graduates. | Up to 3 years, repayments deferred until after graduation. |  |
| Bank of Ireland (NI) | 2.0% ABR | No minimum - £1.5K | Computing Year 4 graduates. | Up to 2 years, repayments deferred until after graduation. |  |
| Bank of Ireland (NI) | 1.5% ABR | No minimum - £6K | Trainee solicitors at the Institute of Professional & Legal Studies. | Up to 7 years, repayments deferred for up to 12 months. |  |
| Barclays Bank | 7.9% APR | £500 - £10K | Graduates who apply within 2 years of graduation (3 years where a Graduate Additions account is held). | Up to 5 years, (7 years for £5K and above), option to defer repayments for 3 months. |  |
| Barclays Bank | 12.9% APR | £300 - £8K | Graduates and non-graduates taking further vocational training and studies for career development. | Up to 5 years, repayment deferred for up to 2 months after completion of course. |  |
| First Trust Bank (NI) | 1.5% ABR | No minimum - £5,150 course fees + £4,850 | Trainee solicitors and barristers at the Institute of Professional & Legal Studies. | Up to 7 years, repayments deferred for up to 18 months. |  |
| First Trust Bank (NI) | 2.0% ABR | Neg | Graduates leaving full-time education. | Up to 7 years. |  |
| HSBC | 2.75% ABR | No minimum - £25K | Postgraduate/professional study. | Under £15K = 1 to 5 years, £15K+ = 1 to 8 years. Repayments may be deferred for 6 months after course finishes |  |
| HSBC | 8.9% APR | £1,000 - £25K | Graduates leaving full-time education - available up to 5 years after graduation. | Fixed rate up to 8 years. |  |
| HSBC | 2.0% ABR - Secured | No minimum - £25K | Postgraduate/professional study. | Under £15K = 1 to 5 years, £15K+ = 1 to 8 years. Repayments may be deferred for 6 months after course finishes |  |
| Lloyds TSB | 9.9% APR Typical | £5,001 - £10K | Graduates leaving full-time education. | Fixed rate up to 5 years, repayments may be deferred for up to 4 months. |  |
| Lloyds TSB | 11.9% APR Fixed | £1,000 - £10K | Professional trainees. | Fixed rate up to 5 years, repayments may be deferred for 48 months. |  |
| Lloyds TSB | 11.9% APR Typical | £1,000 - £5K | Graduates leaving full-time education. | Fixed rate up to 5 years, repayments may be deferred for up to 4 months. |  |
| NatWest | 7.7% APR | No minimum - Course fees + up to 2/3rds of salary | Students studying for the Masters of Business Administration, on a course accredited by the Association of MBA's. | Up to 10 years, repayments deferred for 3 mths. Fee 1% of loan to Association of MBA's. |  |
| NatWest | 2.0% ABR | No minimum - £20K | 2nd year and above full-time undergraduate Professional trainees in selected professions. | Up to 10 years, capital & interest repayment holidays available. |  |
| NatWest | 8.4% APR Fixed | £1,000 - £15K | Graduates up to 3 years from the date of graduation. | Up to 7 years (5 yrs if less than £10K), repayments deferred for up to 4 months. |  |
| NatWest | 0.0% | No minimum - £2K | Graduates up to 3 years from the date of graduation. | Up to 3 years, for consolidation of overdraft only. |  |
| NatWest | 7.9% APR Fixed | No minimum - £25K | Full time Legal postgraduates (College of Law only). Part-time students can borrow up to the cost of course fees. | Up to 10 years, capital & interest repayment holidays available. |  |
| NatWest | 2.0% ABR | No minimum - £25K | Full time Legal postgraduates (College of Law only). Part-time students can borrow up to the cost of course fees. | Up to 10 years, capital & interest repayment holidays available. |  |
| NatWest | 7.9% APR Fixed | No minimum - £20K | 2nd year and above full-time undergraduate Professional trainees in selected professions. | Up to 10 years, capital & interest repayment holidays available. |  |
| Royal Bank of Scotland | 0.0% | £100 - £2K | Graduates leaving full-time education. | Up to 3 years, for repayment of existing graduate overdraft only. |  |
| Royal Bank of Scotland | 1.0% ABR | £1,000 - £15K | Medical, Dental, Veterinary, Chiropractic GCC accredited, Osteopathy trainees. | Up to 7 yrs, repayments commence January the year following graduation/completion of course. |  |
| Royal Bank of Scotland | 2.50% ABR/7.7% APR | £1,000 - £15K | Graduates leaving full-time education. | 1 to 5 years if £9999 or less, 7 years if £10K and above, deferred for up to 9/12 months. |  |
| Royal Bank of Scotland | 1.0% ABR | £1,000 - £15K | Legal Practice, CPE, PCDip, or Articled students (PCDip & LPC part-time students may also apply). | Up to 9yrs from start of course, no repayment until Sept year following graduation, then 1st 12 mths int only |  |
| The Co-operative Bank | 12.9% APR | £300 - £8K | To fund vocational training courses of max 2 years. | Up to 5 years, repayments may be deferred for up to 1 month. |  |
| Ulster Bank (NI) | 1.0% ABR | No minimum - £7.5K | Professional Trainees. | Completed within 5 years of further study. |  |
| Ulster Bank (NI) | 2% ABR | No minimum - £5K | Graduates leaving full time eduction or continuing education. | If entering employment within 12 mths of graduation and 3 years. If further eductation deferrment for 2 years. |  |