Terms and Conditions

Moneyfacts.co.uk is operated by Moneyfacts Group plc ("Moneyfacts Group"), 66/70 Thorpe Road Norwich, NR1 1BJ.

By accessing any part of this site you will be deemed to have accepted these Terms and Conditions in full.

Moneyfacts Group reserves the right to alter or amend these Terms and Conditions at any time and users are responsible for ensuring they are aware of such alterations and amendments.

Moneyfacts Group reserves the right to alter or withdraw in part or whole any service on the site at its absolute discretion without being liable for loss or damage however caused.

If users become aware of any defects in the site or any information shown they should give notification immediately as follows:

Email : websitetechsupport@moneyfacts.co.uk

Moneyfacts Group does its best to ensure the quality of the data and information or other content shown but absolute accuracy cannot be guaranteed and Moneyfacts Group makes no representations in respect thereof and accepts no liability for any loss or damage caused by inaccurate, out of date or incomplete data or information. The data and information or other content shown does not constitute any form of advice or recommendation and should be checked with the provider or other supplier in question before making or not making any decision. The information is directed at persons in the United Kingdom and is not to be regarded as an offer to buy or sell, or a solicitation for any product or service shown on the site. The content is designed to provide you with information to help make an informed decision and does not constitute an incitement, invitation, advice or personal recommendation. Readers who are not financial professionals should seek expert advice.

Moneyfacts Group accepts no liability for any indirect or consequential loss or damage or for any loss of data profit revenue or business (whether direct or indirect however caused even if foreseeable).

Copyright

All data information text images and layout are the exclusive property of Moneyfacts Group and must not be e-mailed, networked, shared, republished, reproduced, transferred or copied (other than for reasonable personal professional use e.g. audit trails or backups). All copyright intellectual and other property rights shall continue to be held by Moneyfacts Group and no rights of any kind shall pass.

Any attempt to damage the site or act in contravention of these Terms and Conditions may give rise to legal redress and Moneyfacts Group reserves the right to seek damages from such perpetrator.

Disclaimer of third party websites

Where Moneyfacts Group does not cover a particular area there are links with third party providers. Moneyfacts Group has endeavoured to find reliable and reputable providers to ensure that users obtain the best possible service. However Moneyfacts Group does not control these services and makes no representation as to the accuracy completeness timeliness or suitability of any information or products and shall not be held responsible or liable thereof. Users should give notification immediately if they have any complaints in respect of any of these providers.

Hypertext links to third party websites exist on the site that if activated result in users leaving the site and entering a third party site. Moneyfacts Group does not control these third party sites and makes no representation as to the accuracy completeness timeliness or suitability of any information or product thereon and shall not be held in any way liable or responsible thereof. Users should give notification immediately if they have any complaints in respect of any of these sites.

The presence of any advertisement on this site is not an endorsement or recommendation by Moneyfacts Group of the products and services highlighted and it shall not be held responsible in anyway liable or responsible thereof.

Supported Platforms

Moneyfacts Group will endevour to deliver the information available within this site to as many users as possible by ensuring that as this is accessible through as many different operating systems (Windows, Mac) and web browsers (IE, FireFox, Safari) as deemed reasonable. However, due to the constant evolution of web applications, Moneyfacts Group will limit its efforts based on the demand for each of these.

At present, this website is only supported on:

• Windows:
  • Internet Explorer version 5.5 and above
  • FireFox version 1.5.0.4 and above
• Mac:
  • Safari versions 1.3.2 (312.6) and above

Summary of Terms

• Browser
  Used to locate and display Web pages via a software application. The most popular ones are Netscape Navigator and Microsoft Internet Explorer.
• Cookie
  Message given to a Web browser by a Web server. The message is then stored by the browser in a text file called cookie.txt. Each time the browser requests a page from the server, this message is sent back. Another type cookie, not used by Moneyfacts.co.uk, has as its objective to identify users and personalise their visit by customising Web pages for them, for example by welcoming them by name next time they visit the same site. A site using cookies will usually invite you to provide personal information such as your name, e-mail address and interests.
• IP (Internet Protocol)
  All networks connected to the internet speak IP, the technical standard that allows data to be transmitted between two devices.
• TCP/IP
  (Transmission Control Protocol/Internet Protocol) is responsible for making sure messages get from one host to another and that the messages are understood.
• IP address
  If you are connected to the Internet you have one, for example it may look something like this 198.184.98.9 Web Server Delivers (serves up) Web pages to your computer.