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Store Cards


What is a Store Card?

  • A store card acts just like a normal credit card except it can only be used in a certain store or retail group.
  • You'll usually earn a loyalty bonus or get money off your purchase when you use it in the store. 

Who are they suitable for? 

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  • If you are a regular customer of a particular store then you can get some good benefits by using their store card.
  • Take a look at our store card best buys for the best deals around. 

What should you look out for?

  • Its not always the case, but store card APRs tend to be higher than regular credit cards. You can get the benefits of holding the card without having outstanding balances on your card, so pay off your card balance each month if you can.
  • Donation credit cards operate the same way as regular credit cards so you need to know the ins and outs of credit cards. Moneyfacts.co.uk has put together guides on things to watch out for and the key factors to consider when purchasing a card. 
If a store card isn't for you, we've got guides and best buy tables for 0% balance transfer credit cards, rewards credit cards, donation credit cards, retail purchase credit cards, cashback credit cards and foreign usage credit cards.

What to do next

Take a look at the latest credit cards best buys to check the latest rates and deals on offer.

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Related Links

  • Looking to switch credit cards? Find out which is the best deal and how much you could potentially save with the help of our card search.
  • Make sure you are getting a good deal if you are planning on using your card abroad with the help of our foreign usage charts.

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