Store Credit Cards are issued by or for a particular store and unless endorsed by a credit card company, these credit cards can only be used in the issuing store.
| Payments by Direct Debit | Payments by Other Methods | Int Free | ||||||
|---|---|---|---|---|---|---|---|---|
| Card |
APR
 |
APR
|
Period
| Notes/Benefits | ||||
| evans | 17.9% | 17.9% | 56 Days | Double and Triple points events. Cardholder evenings. Special offers. | ||||
| River Island | 17.9% | 17.9% | 54 Days | Competitions, prize draws, fashion updates and exclusive 3rd party promotions. | ||||
| Monsoon | 18.9% | 18.9% | 56 Days | Loyalty scheme. Sale previews and promotions. | ||||
| Debenhams | 19.9% | 19.9% | 56 Days | 10% privilege weeks. Sale preview evenings. Cardholder shopping events. Christmas gift vouchers. Exclusive offers. Gold Card available for customers who spend in excess of £500 per year. | ||||
| Topshop/Topman | 19.9% | 19.9% | 56 Days | £5 off voucher when you spend £40 or more in your first year. Free P&P throughout the year. Exclusive seasonal offers. 10% off sale prices in the first week of the summer and christmas sales. | ||||
| IKEA Home | 19.9% | 19.9% | 55 Days | Exclusive sale preview evenings, cardholder events and free catalogue. | ||||
Key:
- A = Interest charged from date item charged to account if account not cleared in full each month.
- I = Interest charged from date item purchased if account not cleared in full each month.
Product Guide
Store Cards
A store card acts just like a normal credit card except it can only be used in a certain store or retail group. Store card APRs tend to be higher than regular credit cards.
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