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Cards - Standard Rates

  Interest Rates Cash W/D
Card APR (purchase)
APR (purchase)
PA (cash)
PA (cash)
Fee

Fee
Min Charge Int Free Period
Int Free Period
1Barclaycard Simplicity Visa6.8%
15.8%
2.50%£2.5056 Days
2Capital One Bank Low Rate Credit Card MasterCard8.5%
Alternative terms/cards may be offered according to credit status.
25.94%
3.00%£3.0056 DaysClick here for more information on Capital One Bank Low Rate Credit Card MasterCard
3Intelligent Finance Flat Rate MasterCard8.9%
Alternative terms/cards may be offered according to credit status.
22.95%
Alternative terms/cards may be offered according to credit status.
3.00%£3.0059 Days
4Lloyds TSB Advance MasterCard11.9%
27.9%
2.50%£2.50None
5The Co-operative Bank Clear Visa12.9%
12.9%
0.00%£0.0059 DaysClick here for more information on The Co-operative Bank Clear Visa
6PayPal MasterCard12.9%
22.955%
2.00%£2.5056 DaysClick here for more information on PayPal MasterCard
Key:
  • § = Alternative terms/cards may be offered according to credit status.  
  • A = Interest charged from date item charged to account if account not cleared in full each month.  
  • D = Interest charged from date item charged to account if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  
  • L = Interest charged from date item purchased if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  
  • P = Interest charged from date item purchased even if account is cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  
  • r = Cash withdrawals charged at a higher monthly rate than shown.  
  • Notes: All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
  • Source: www.moneyfacts.co.uk
  • Date Compiled: 25 July 2008

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