You are here: Home > Credit Cards > Compare Credit Cards > Credit Card Balance Transfer Rates (Gold/Platinum/Black)
These credit card balance transfer deals provide you with the opportunity to transfer the balance of your existing credit card to one with better terms and rates.
|
Introductory Rate For Balance Transfers | Standard Rates | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| Card | Min Income |
PA
 | Until |
APR (purchase)
|
PA (cash)
|
Int Free Period
| |||
| Capital One Bank Platinum BT MasterCard Bal. Trans Fee: 3.00%, Min: £1.50 | £10K | 0.0% | until 01.11.2009 from date of transfer. | 15.9% | 25.94% | 56 Days |  | ||
| Barclaycard Platinum with BT MasterCard/Visa Bal. Trans Fee: 2.90%, Min: £7.25 | 0.0% | until 01.10.2009 from date of card issue. | 14.9% | 27.9% | 56 Days | | |||
| MBNA Platinum Rewards Visa Bal. Trans Fee: 2.90%, Min: £3.00 | 0.0% | until 01.09.2009 from date of card issue. | 15.9% | 27.9% | 56 Days | | |||
| NatWest Gold Card Account MasterCard Bal. Trans Fee: 2.90%, Min: £5.00 | £20K | 0.0% | for 13 months from date of card issue. | 15.9% | 27.948% | 56 Days | | ||
| Royal Bank of Scotland Gold MasterCard Bal. Trans Fee: 2.90%, Min: £5.00 | £20K | 0.0% | for 13 months from date of card issue. | 15.9% | 27.948% | 56 Days | | ||
| Citi Platinum 13 Month BT MasterCard Bal. Trans Fee: 2.90%, Min: £5.00 | £20K | 0.0% | for 13 months from date of transfer. | 16.9% | 28.008% | 56 Days | | ||
Key:
- § = Alternative terms/cards may be offered according to credit status.
- D = Interest charged from date item charged to account if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.
- L = Interest charged from date item purchased if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.
- p = Balance transfers over £5K charged at 0.561% per month, 6.9% per annum for the life of the balance.
- r = Cash withdrawals charged at a higher monthly rate than shown.
Product Guide
Gold / Platinum Credit Cards
A higher level of income is usually needed to qualify for gold and platinum credit cards compared with standard credit cards. Credit cards can be used as a form of borrowing used to purchase goods and services, to obtain cash advances and for consolidating debt. Standard rates of interest are those which do not relate to balance transfers or introductory offers.
Related Links
Not sure what type of credit card you are looking for? Our card search can help by searching over 300 cards to help find the right one for you.
Make sure you are getting a good deal if you are planning on using your card abroad with the help of our foreign usage charts.
