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Cashback credit cards offer cashback insentives for purchases carried out on a given credit card. The cashback may be offered as a cheque or transfered into the account.

Cards - Cashback

  Introductory Rate Standard Rates  
Card PA

PA
Until APR (purchase)
APR (purchase)
PA (cash)

PA (cash)
Int Free Period
Int Free Period
Fee Cashback
1American Express Platinum Cash Back Card
-
  18.9%
27.9%     56 Days

Nil

Introductory 5.00% for 3 months on spend up to £4,000 per year. Standard 0.50% on spend up to £3,500 per year. 1.00% on spend between £3,501 - £10,000 per year. 1.50% on spend over £10,001 per year.
2Bank of Ireland (UK) Moneyback MasterCard
0.0%
for 3 months   16.9%
20.94%     51 Days

Nil

Standard 0.50% on spend up to £15,000 per year.
3Barclaycard Platinum Cashback MasterCard/Visa
-
  16.9%
27.9%     56 Days

Nil

Introductory 4.00% until 30/09/2008 on spend up to £750 per month. Standard 0.50% on spend up to £6,000 per month. 0.50% payable until 1.1.10. Click here for more information on Barclaycard Platinum Cashback MasterCard/Visa
4Capital One Bank Low Rate Credit Card MC
-
  8.5%
Alternative terms/cards may be offered according to credit status.
25.94%     56 Days

Nil

Click here for more information on Capital One Bank Low Rate Credit Card MC
5Egg Money MasterCard
-
  12.9%
Alternative terms/cards may be offered according to credit status.
16.9%     50 Days

Nil

Standard 1.00% per year. Minimum cashback payment is £5.
6Smile Classic Visa
-
  20.9%
23.9%     46 Days

Nil

Standard 0.50% per month.
Key:
  • § = Alternative terms/cards may be offered according to credit status.  
  • A = Interest charged from date item charged to account if account not cleared in full each month.  
  • D = Interest charged from date item charged to account if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  
  • L = Interest charged from date item purchased if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  
  • r = Cash withdrawals charged at a higher monthly rate than shown.  
  • Notes: All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
  • Source: www.moneyfacts.co.uk
  • Date Compiled: 6 September 2008

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