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Reward Credit Cards offer you reward incentives for using your credit card. Earn credit card points as reward and redeem them against your credit card balance.

Cards - Reward Schemes

 Introductory RateStandard Rate 
Card PA

PA
Until APR (purchase)
APR (purchase)
PA (cash)
PA (cash)
Int Free Period
Int Free Period
1Blue Sky Card from American Express
Scheme Details: 
1 point for almost every £1 spent and every 4,000 points earns £50 worth of travel savings. Points can be redeemed against any travel related purchase or experiences such as flights, hotels, car rental, train travel, package holidays and cruise packages.
0.0%for 6 months   17.9%27.9%
56 DaysClick here for more information on Blue Sky Card from American Express
2John Lewis and Waitrose partnership MasterCard
Scheme Details: 
Earn 1 point for every £1 you spend in John Lewis, Waitrose, Greenbee and at Ocado. Earn 1 Point for every £2 you spend elsewhere. Vouchers issued once customer reaches 500 points in Feb, Jun or Oct when vouchers are automatically issued to customers.
0.0%for 6 months   16.9%18.9%
56 Days
3Sainsbury's Finance MasterCard
Scheme Details: 
Earn 4 points per £1 spent when using card in conjuction with Nectar card in Sainsbury's store, 2 points per £1 when only using card. Earn 1 point per £5 spent when making any other purchase.
0.0%for 3 months   15.9%
Alternative terms/cards may be offered according to credit status.
19.95%
Alternative terms/cards may be offered according to credit status.
59 DaysClick here for more information on Sainsbury's Finance MasterCard
4SkyCard MasterCard
Scheme Details: 
Earn 1 Skypoint for every £1 spent; gives savings on Sky digital subsciption, Sky Box Office movies, Pay Per View events and exclusive Sky merchandise.
0.0%for 4 months   16.9%
Alternative terms/cards may be offered according to credit status.
24.9%
Alternative terms/cards may be offered according to credit status.
56 Days
5Tesco Personal Finance Bonus MasterCard/Visa
Scheme Details: 
1/12th of the annual interest repaid to card each year.
0.0%for 3 months   15.9%24.942%
56 DaysClick here for more information on Tesco Personal Finance Bonus MasterCard/Visa
6The Nectar Credit Card Amex
Scheme Details: 
Up to 4 Nectar points earned for every £1 spent at Nectar sponsors, 1 Nectar point earned for every £1 spent elsewhere. 5000 Nectar bonus points when you spent £200 in the first 3 months - double points for first three months.
-   18.9%27.9%
56 DaysClick here for more information on The Nectar Credit Card Amex
Key:
  • § = Alternative terms/cards may be offered according to credit status.  
  • D = Interest charged from date item charged to account if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  
  • L = Interest charged from date item purchased if account not cleared in full each month. Interest on cash and debt transfers will be charged on a daily basis, from the date of withdrawal or debt transferred/date withdrawal or debt transfer charged to account, even if account is cleared in full each month.  
  • r = Cash withdrawals charged at a higher monthly rate than shown.  
  • Notes: All rates subject to change without notice. Please check all rates and terms before investing or borrowing.
  • Source: www.moneyfacts.co.uk
  • Date Compiled: 25 July 2008

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