From current accounts to graduate bank accounts, our best buys will help you compare bank accounts and overdrafts to find the best bank account for you.
| Company |
Credit Interest  |
Credit Card Limit |
Interest Free O/D per year |
Auth Fees |
Unauth Fees |
Account Features | Apply |
|---|---|---|---|---|---|---|---|
| Abbey Account The Abbey Account (Student) Package Year 2007/08 Authorised Overdraft: 9.9% APR (0.79% pm) - £1 Unauthorised Overdraft: 28.7% APR (2.12% pm) - £1 After Graduation: Transferred to Graduate account Fee: Nil | 1.49% | £350 | Year 1
£1000 Year 2 £1250 Year 3 £1500 Year 4+ £1800 | Nil | £25 per month |    | |
| Bank of Ireland (NI) Account Student C/A Package Year 2007/08 Authorised Overdraft: 0.0% EAR (0.00% pm) - £1 Unauthorised Overdraft: 12.68% EAR (1.00% pm) - £1 After Graduation: Transfer by 2 years after graduation Incentive: Translink Student Discount card offering discounts on travel in NI, discounts at Domino's Pizza, O'Briens Sandwich Bar, Topshop/Topman & Waterstones Fee: Nil | 0.50% | £250 | Year 1
£400 Year 2 £500 Year 3 £500  | Nil | 1% pm min £2 |  | |
| Barclays Bank Account Student Additions Package Year 2007/08 Authorised Overdraft: 8.9% EAR (0.72% pm) - £1 to £3K Unauthorised Overdraft: 27.5% EAR (2.05% pm) - £1 After Graduation: Transfer by 2 years after completion of studies Incentive: 6 free cinema tickets increasing to 12 if opened at the same time as a Student Barclaycard Fee: Nil | 0.10% | £600 | Year 1
up to £1000 Year 2 up to £1250 Year 3 up to £1500 Year 4 up to £1750 Year 5 up to £2000 | Nil | Nil | | |
| Clydesdale Bank Account Student Account Package Year 2007/08 Authorised Overdraft: Year 1: 7.49% EAR (0.60% pm) - £1 to £1K. Year 2 onwards: 7.49% EAR (0.60% pm) - £1 to £3K Unauthorised Overdraft: 29.99% EAR (2.21% pm) - £1 After Graduation: Transfer by 6 months after graduation Fee: Nil | 2.90% | £500 | None | Nil | Nil | | |
| The Co-operative Bank Account Student Package Year 2007/08 Authorised Overdraft: 9.9% EAR (0.79% pm) - £1 Unauthorised Overdraft: 15.9% EAR (1.24% pm) - £1 After Graduation: Transfer by 12 months after graduation Fee: Nil | - | Neg | Year 1
£1400 Year 2 £1700 Year 3 £2000 | Nil | Nil | | |
| First Trust Bank (NI) Account Student+ Account Package Year 2007/08 Authorised Overdraft: 0.0% EAR (0.00% pm) - £1 Unauthorised Overdraft: 9.0% ABR + 1.00% pm - £1 After Graduation: Transfer by 2 years after graduation Fee: Nil | - | Neg | Year 1
up to £1850 Year 2 up to £1850 Year 3 up to £1850 Year 4 up to £1850 | Nil | Nil | | |
| HSBC Account Student Service Package Year 2007/08 Authorised Overdraft: 3.0% ABR - £1 After Graduation: Transferred to Graduate account Fee: Nil | 0.10% | £500 | Year 1
up to £1000 Year 2 up to £1250 Year 3 up to £1500 Year 4 up to £1750 Year 5+ up to £2000 | Nil | - | | |
| HSBC Account International Student Service Package Year 2007/08 After Graduation: Not applicable Incentive: Discounts on shopping & entertainment Fee: £5.00 pm for 12 months, then £5.00 pm | 0.10% | - | None | - | - | | |
| Halifax Account Student Package Year 2007/08 Authorised Overdraft: 7.2% EAR (0.58% pm) - £1 Unauthorised Overdraft: 24.2% EAR (1.82% pm) - £1 After Graduation: Transfer by 12 months after graduation Incentive: Discounts on Halifax World Explorer Travel insurance, AA breakdown and Cardcare cover Fee: Nil | 2.00% | Neg | Year 1
up to £2750 Year 2 up to £2750 Year 3 up to £2750 Year 4 up to £2750 Year 5 up to £2750 | Nil | £28 pm | | |
| Lloyds TSB Account Student Package Year 2007/08 Authorised Overdraft: 8.2% EAR (0.66% pm) - £1 Unauthorised Overdraft: 8.2% EAR (0.66% pm) - £1 After Graduation: Transfer by 30 September after graduation Incentive: £25 within 28 days of account opening. Further £50 credited if account does not go overdrawn and 3 credits are paid into the account by 30.6.08. Free NUS Extra card (worth £10). Fee: Nil | 0.10% | £500 | Year 1
£1500 Year 2 £1500 Year 3 £1500 Year 4 £2000 Year 5 £2000 Year 6 £2000 | Nil | £15 pm | | |
| Lloyds TSB Account Islamic Student Account Package Year 2007/08 After Graduation: Transfer by 30 September after graduation Incentive: £25 within 28 days of account opening. Further £50 credited if account does not go overdrawn and 3 credits are paid into the account by 30.6.08. Fee: Nil | - | - | Year 1
£1500 | - | - | | |
| NatWest Account Student Package Year 2007/08 Authorised Overdraft: 0.0% EAR (0.00% pm) - £1 Unauthorised Overdraft: 17.81% EAR (1.38% pm) - £1 After Graduation: Transferred to Graduate account Incentive: 5 Year Young Persons Rail Card (worth £100). Fee: Nil | 0.10% | £500 | Year 1
up to £1250 Year 2 up to £1400 Year 3 up to £1600 Year 4 up to £1800 Year 5 up to £2000 | Nil | Nil | | |
| Royal Bank of Scotland Account Student Royalties Package Year 2007/08 Unauthorised Overdraft: 29.84% EAR (2.20% pm) - £1 After Graduation: Transfer by 12 months after graduation Incentive: Free webcam with online applications. Discounts on shopping, entertainment and selected holidays Fee: Nil | 2.00% | £500 | Year 1
up to £2500 Year 2 up to £2500 Year 3 up to £2500 Year 4 up to £2500 Year 5 up to £2500 | - | £10 pm | | |
| Smile Account Student Account Package Year 2007/08 Authorised Overdraft: 9.9% EAR (0.79% pm) - £1 Unauthorised Overdraft: 15.9% EAR (1.24% pm) - £1 After Graduation: Transfer by 4 years from account opening Fee: Nil | 2.25% | Neg | Year 1
£1000 Year 2 £1400 Year 3 £1800 Year 4 £2000 | Nil | £5 pm | | |
| Ulster Bank (NI) Account Student Account Package Year 2007/08 Authorised Overdraft: Negotiable - £1 Unauthorised Overdraft: 12.7% EAR (1.00% pm) - £1 After Graduation: Transfer by 2 years after graduation Fee: Nil | 0.10% | Neg | Year 1
up to £1250 Year 2 up to £1400 Year 3 up to £1600 Year 4 up to £1800 Year 5 up to £2000 | Nil | Nil | | |
| Yorkshire Bank Account Student Account Package Year 2007/08 Authorised Overdraft: Year 1: 7.49% EAR (0.60% pm) - £1 to £1K. Year 2 onwards: 7.49% EAR (0.60% pm) - £1 to £3K Unauthorised Overdraft: 29.99% EAR (2.21% pm) - £1 After Graduation: Transfer by 6 months after graduation Fee: Nil | 2.90% | £500 | None | Nil | Nil | |
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Commission Free Currency and Travellers Cheques
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Telephone Banking Available
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Internet Banking Available
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Specialist Service Available
Product Guide
Student Accounts
Student accounts will undoubtably be at top of your priority list if you’re off to university or college this year, second only perhaps to selecting the place where you'd like to study. Banks know this only too well and will be ready to bombard you with their student account offers.
Related Links
If you are planning a trip abroad, make sure you get a good deal for your travel money by visiting our travel money survey.
Reviewing your everyday finances? Why not check you are getting a good deal for your savings with the help of our savings search?
