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How to reclaim your share of £435m in lost savings
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Last year National Savings and Investments launched an advertising campaign to help people trace £435m worth of unclaimed money that’s been sitting dormant in savings accounts for years. Banks and Building Societies are also trying to help people trace lost accounts as well.
The most common reason why people lose track of their savings accounts was moving home and forgetting to pass on their new address. Other reasons are when people die and their executors hadn’t realised they had an account. Our top tips below will help you trace any lost accounts, including savings, pensions and investments.
- National Savings - National Savings & Investments offer a free tracing service on their website
- Premium Bonds – there are reported to be £23m in premium bond prizes waiting to be claimed, and you can check to see if you’ve won with the premium bond prize checker
- Savings and Bank Accounts - the British Banker’s Association and Building Societies’ Association have both got free services to help you trace lost savings accounts.
- The Pensions Service provides a tracing service can help you trace your lost pension scheme, and those of close relatives who have died, as you may be entitled to that pension fund.
- The Investment Management Association can help in tracing lost Unit Trusts.
- The Unclaimed Assets Register can help trace a lost life insurance policy
- The Association of Investment Trust Companies also has a search facility to track down any lost investments.
- All of these sites will help you trace an account for free, so there’s no need to pay anyone to do this for you.
