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Switching Home Insurance

Too many of us in the UK are not adequately covered should the worst happen to our homes. They may be burgled, suffer damage from fire, not to mention the threat of flooding in this country which seems to increase each year. Add to that the risk of accidental damage to our contents, and the risk of theft of our items around Christmas time or when we are abroad, and we really are left open to real financial heartache.

In order to protect us from life’s little nasties, we should all make sure we have adequate cover. That’s where Moneyfacts comes in. In just a few minutes and through answering a few simple questions, we can help you find the right buildings or contents insurance policy to meet your needs. You can be sure that all of the prices quoted are the same as those going to the supplier, so are entirely impartial, accurate and up-to-date.

Before you begin:

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• For buildings insurance – work out how much it would cost to rebuild your house.
• For contents – you will need to make a list of every item in each room in your house to come to a total figure as to how much cover you need.

Then, when you are ready to find a policy to meet your needs, our comprehensive search lets you choose the type of insurance you need, all we need to know are the answers to the following:

• Your personal details
• Your address
• Your occupation
• Details of your property
• The security measures you have in place
• The type of insurance policy you need – buildings or contents
• The estimated cost to rebuild your house
• The total value of your contents

But don’t just choose the cheapest policy you see. Look at our home insurance checklist to make sure you’ve found the right policy for you.