-
For people with less than perfect credit ratings Basic bank accounts can sometimes be the answer. Basic bank accounts offer banking facilities, such as standing orders and direct debits, and some also offer debit cards, without the credit facilities usually found on standard current accounts. You can...
-
Unfortunately we only cover current accounts available to UK residents. We would suggest you speak to your current Bank to find out what help they can provide. The Direct Gov website also has useful information for people living abroad.
-
Packaged current accounts are current accounts that charge a fee (typically around £10 a month) in return for a package of benefits, such as travel insurance, car breakdown cover and free card protection. Packaged current accounts have been criticised in the past as they can be a waste of money...
-
Most current accounts have a conversion and transaction charge when you use your debit card to make purchase or take money out abroad. There are some current accounts that don't charge these fees, but purchases made on a debit card whilst abroad will always be subject to an exchange rate. You can...
-
Our recent article ‘1 0 Easy Tips for Graduates ' will hopefully help graduates to save some money. By taking the time to shop around, they could find an account that suits their circumstances and also save some money into the bargain. Does anyone in the community have any other words of wisdom...
-
There have been various incentives from free piggy banks to cash rewards used by banks and building societies to get us to set up an account with them. What offers have swayed you to switch your allegiance and set up a new current account? If you have never switched bank accounts before, what kind of...
-
retain your independace keep your own account, by all means share a joint account specifically for household standing orders on household bills. ( do not class shopping or new items for the house as under household bills) only utilities etc. Seen many marriages fail just because one has overspent on...
-
There is a third way! You could always set up a joint account to cover the main household bills, then have your own separate current accounts for your personal expenditure. That way you can budget effectively by making sure there's enough money to cover the bills each month and have your own money...
-
I have been through the joining of account process in the last couple of years. Our decision to combine everything took sometime to decide on and we both tried to hang onto to our separate accounts for as long as we could.The deciding factor for us was the number of times one of us would need to buy...
-
I have met my Mr Right and we are moving in together and even - eek - having a baby. But what to do about combining our savings and current accounts? While I'm on maternity leave (most of a year) we'll just be living on his income, and after returning to work most of my salary will be eaten up...
