I want to open a fixed rate cash isa account. but have few queries.
In a simple cash isa account, i know that the tax year can be easily defined as 2008-09.
But ,If i invest £ 3600 is a fixed rate cash isa account which is of 12 months term, and I open it in Jan 08, for which tax year will I get the benefit? Would the year in which i invested or the year in which it is maturing?
Second query is, If in future I wish to transfer a fixed rate cash isa to another bank, is it possible? are there any banks accepting fixed rate cash isa transfer in?
Third query, I have cash isa with Lloyds TSB bank opened in previous year and for this tax year. But i want to transfer old cash isa acount to Natwest , Can I do so?
friends please do assist me.
regards
